My wife is a notary. In order for her to notarize something for someone she doesn't know, she must see a valid photo ID. Makes sense. A lot of times the banks she does work for want a photocopy of the ID that is presented. Doesn't make as much sense, but OK.
So the other day, she's doing a notarization and the woman who showed her a driver's license noticed that it was expired a week earlier. Just to be sure, my wife called her supervisor, who called the bank issuing the papers and they said that before my wife could return the papers, the woman would need to go get her driver's license renewed and give my wife a photocopy of the new license. The reason: Since it was expired, it was no longer 'valid'. What, did they think that her photo wouldn't match the day after the license expired?
It was indicated that all this is because of stipulations in the Patriot Act. Oh, I feel so much more safe from terrorism now that the bank has a current photo of the mortgagee!